History – Elson

Publications and Media

086. Weekdays with Mike: Intentional Act of Giving (2022 June 28). 98fiveFM. Available on: https://98five.com/elson-goh-explains-the-intentional-act-of-giving/

085. Weekdays with Mike: Is Superannuation really super? (2022 June 21). 98fiveFM. Available on: https://98five.com/is-superannuation-really-super/

084. Weekdays with Mike: What is the value of your friendship? (2022 June 09). 98fiveFM. Available on: https://98five.com/what-is-the-value-of-your-friendship/

083. Weekdays with Mike: Debt: How much is too much? (2022 May 24). 98fiveFM. Available on: https://98five.com/debt-how-much-is-too-much/

082. Commercial assets favoured by Australian politicians (2022 May 20). Real Commercial. Available on: https://www.realcommercial.com.au/news/commercial-assets-favoured-by-australian-politicians/

081. Weekdays with Mike: What to do in an increasing interest rate environment (2022 May 10). 98fiveFM. Available on: https://98five.com/what-to-do-in-an-increasing-interest-rate-environment/

080. Weekdays with Mike: The mega increase of micro transactions (2022 April 26). 98fiveFM. Available on: https://98five.com/the-mega-increase-of-the-micro-transactions/

079. Weekdays with Mike: Breaking down the Federal Budget (2022 March 31). 98fiveFM. Available on: https://98five.com/breaking-down-the-federal-budget/

078. Weekdays with Mike: Does pride come before a fall? (2022 March 15). 98fiveFM. Available on: https://98five.com/does-pride-come-before-a-fall/

077. Weekdays with Mike: Downsizing not downgrading. (2022 March 01). 98fiveFM. Available on: https://98five.com/downsizing-not-downgrading/

076. Why WA petrol stations are an attractive investment. (2022 February 16). Real Commercial. Available on: https://www.realcommercial.com.au/news/full-steam-ahead-why-wa-petrol-stations-are-an-attractive-investment

075. Weekdays with Mike: The Secret Life of Digital Assets. (2022 February 15). 98fiveFM. Available on: https://98five.com/the-secret-life-of-digital-assets/

074. Weekdays with Mike: Advice to you younger self. (2022 February 01). 98fiveFM. Available on: https://98five.com/advice-to-your-younger-self/

073. Weekdays with Mike: What does wealth mean to you? (2021 December 16). 98fiveFM. Available on: https://98five.com/what-does-wealth-mean-to-you/

072. Weekdays with Mike: The Financial Game of Chess. (2021 December 02). 98fiveFM. Available on: https://98five.com/the-financial-game-of-chess/

071. Weekdays with Mike: Would You Pay Your Child’s HECS Debt? (2021 October 21). 98fiveFM. Available on: https://98five.com/would-you-pay-your-childs-hecs-debt/

070. Weekdays with Mike: Prices of Goods: The Only Way is Up? (2021 September 23). 98fiveFM. Available on: https://98five.com/prices-of-goods-the-only-way-is-up/

069. Weekdays with Mike: Credit Card Fraud. (2021 September 9). 98fiveFM. Available on: https://98five.com/elson-goh-credit-card-fraud/

068. Weekdays with Mike: At Sixes and Sevens with Statistics. (2021 August 18). 98fiveFM. Available on: https://98five.com/elson-goh-at-sixes-and-sevens-with-statistics/

067. Weekdays with Mike: Hammering home the point of renovations. (2021 August 04). 98fiveFM. Available on: https://98five.com/hammering-home-the-point-of-renovations/

066. Weekdays with Mike: Crypto Fad on Future. (2021 June 21). 98fiveFM. Available on: https://98five.com/elson-goh-crypto-fad-or-future/

065. Weekdays with Mike: The gift of Giving. (2021 June 16). 98fiveFM. Available on: https://98five.com/elson-goh-the-gift-of-giving/

064. Weekdays with Mike: Bank of Mum and Dad. (2021 June 02). 98fiveFM. Available on: https://98five.com/elson-goh-bank-mum-and-dad/

063. Weekdays with Mike: Preparing for Retirement. (2021 May 19). 98fiveFM. Available on: https://98five.com/preparing-for-retirement/

062. Weekdays with Mike: Penny Wise Pound Foolish. (2021 May 05). 98fiveFM. Available on: https://98five.com/elson-goh-penny-wise-pound-foolish/

061. Weekdays with Mike: Bring Back the Piggy Bank. (2021 April 21). 98fiveFM. Available on: https://98five.com/elson-goh-bring-back-the-piggy-bank/

060. Evening News: Jobs Update. (2021, April 04). WAMN News. Available on: https://youtu.be/H0-SH2GVOug

059. Weekdays with Mike: Life after Jobkeeper. (2021 April 1). 98fiveFM. Available on: https://98fivepodcasts.blob.core.windows.net/podcast/98five-20210401192425.mp3

058. Weekdays with Mike: Financial Climate Change. (2021 March 24). 98fiveFM. Available on: https://98fivepodcasts.blob.core.windows.net/podcast/98five-20210324110812.mp3

057. Weekdays with Mike: Buying your First Home. (2021, March 10). 98fiveFM. Available on: https://98fivepodcasts.blob.core.windows.net/podcast/98five-20210310112519.mp3

056. Weekdays with Mike: Bargain Hunters Become the Hunted. (2021, February 24). 98fiveFM. Available on: https://98five.com/elson-goh-bargain-hunters-become-the-hunted/

055. Weekdays with Mike: Getting your 2021 Budget on track. (2021, February 10). 98fiveFM. Available on: https://98five.com/elson-goh-getting-your-2021-budget-on-track/

054. Evening News: Christmas Spending. (2020, December 24). WAMN News. Available on: https://youtu.be/_-3Sza5j-XQ

053. Evening News: Budget Forecast. (2020, October 04). WAMN News. Available on: https://youtu.be/sExy26tdV1M

052. Recovery Slow for Businesses. (2020, August 04). The West Australian. Pg 19. Available on: https://thewest.com.au/business/small-business/coronavirus-crisis-australian-businesses-equipped-to-survive-without-jobkeeper-payments-in-the-short-term-ng-b881627674z

051. Evening News: Economy Recvery. (2020, June 07). WAMN News. Available on: https://youtu.be/SCtZkR_N1D0

050. Why school doesn’t add up. (2020 May 16). The West Australian. Pg 29. Available on: https://thewest.com.au/news/education/wa-secondary-schools-executives-association-calls-for-better-financial-literacy-and-more-economics-teachers-in-high-schools-ng-b881543836z

049. Evening News: Unforeseen consequences of deferring mortgages. (2020, April 05). WAMN News. Available on: https://www.facebook.com/wamnnews/videos/1197744193900422/

048. WAMN live: Additional Assistance Package WA. (2020 March 31). WAMN News. Available on: https://www.facebook.com/wamnnews/videos/2647435982205653/

047. Mornings with Beck: Things to avoid in the financial downturn. (2020, March 9). 98fiveFM. Available on: http://www.egfinancialservices.com.au/index.php/98fivefm-things-to-avoid-in-a-financial-downturn/

046. Western Perspective: Wrap up 2019. (2019, December 15). WAMN News. Available on: https://www.youtube.com/watch?v=2fXknGOC8Fw.

045. Mornings with Beck: How to finish the year strong. (2019, December 5). 98fiveFM. Available on: https://www.facebook.com/98five/videos/445747893014768/

044. Western Perspective: Youth employment. (2019, November 03). WAMN News. Available on: https://youtu.be/UqD4fXb7oQw.

043. Evening News: Payroll tax cuts. (2019, November 03). WAMN News. Available on: https://youtu.be/d1UlUrs3LqQ.

042. Mornings with Beck: Tips for buying shares. (2019, October 24). 98fiveFM.

041. Mornings with Beck: Managing credit card debt Tips to increase income. (2019, October 3). 98fiveFM. Available on: http://www.egfinancialservices.com.au/index.php/98fivefm-managing-credit-card-debt/

040. Evening News: Recession fears. (2019, September 15). WAMN News. Available on: https://youtu.be/sUYRYyJSeE0.

039. Mornings with Beck: Tips to increase income. (2019, September 12). 98fiveFM. Available on: https://www.facebook.com/98five/videos/479442032902432/

038. Mornings with Beck: How to save up for private school education. (2019, August 22). 98fiveFM. Available on: https://www.facebook.com/98five/videos/766252453794819/

037. Mornings with Beck: What to do when interest rates are low.  (2019, August 1). 98fiveFM. Available on: https://www.facebook.com/98five/videos/2505508852802559/

036. Evening News: Tax cuts split. (2019, June 23). WAMN News. Available on: https://youtu.be/3MU3Zwb4LKc. Opinion article available on: http://wamnnews.com.au/news/analysis-will-tax-cuts-help-young-australians-to-get-ahead/

035. Mornings with Beck: Tax Time Tips.  (2019, May 20). 98fiveFM. Available on: https://www.facebook.com/98five/videos/659769384448902/

034. Mornings with Beck: New insurance legislation.  (2019, May 30). 98fiveFM. Available on: https://www.facebook.com/98five/videos/404207867102068/

033. Mornings with Beck: Practical steps to avoid being slave to money.  (2019, May 9). 98fiveFM. Available on: https://www.facebook.com/98five/videos/2317952838416530/

032. Evening News: Wages growth in Australia. (2019, March 31). WAMN News. Available on: https://youtu.be/slr7s77N8D0.

031. Mornings with Mike: Seasons in life. (2019, March 7). 98fiveFM.

030. Mornings with Mike: Banking Royal Commission. (2019, February 14). 98fiveFM.

029. Evening News: Banking Royal Commission Fallout. (2019, February 10). WAMN News. Available on: https://youtu.be/UuXHqrkJ8yE.

028. Evening News: Banking Royal Commission. (2019, February 3). WAMN News. Available on: https://youtu.be/apl-Mx6WsUo. Article available on: https://wamnetwork.com.au/news/how-the-royal-commission-into-banking-will-affect-young-australians/. Opinion article available: https://wamnetwork.com.au/news/nab-chairman-and-ceo-resign-expert-comment/.

027. Mornings with Mike: Investing in shares. (2018, October 17). 98fiveFM. Available on: https://98five.com/investing-in-shares/.

026. Evening News: Pressure from rising power bills. (2018, October 8). WAMN News. Available on: https://youtu.be/acavr19NjhA. Opinion article available on: https://wamnetwork.com.au/news/analysis-is-it-time-to-for-wa-government-to-lower-power-bills/.

025. Mornings with Mike: Talking to your bank about your home loan. (2018, September 20). 98fiveFM. Available on: https://98five.com/bank-about-home-loan/.

024. Evening News: Australian face challenges if retire young. (2018, September 9). WAMN News. Available on: https://youtu.be/5rsG5KJH5gA. Article available on: https://wamnetwork.com.au/news/australians-face-financial-challenges-if-retire-young-expert/.

023. Mornings with Mike: How to avoid bankruptcy. (2018, August 15). 98fiveFM. Available on: http://www.egfinancialservices.com.au/index.php/98fivefm-how-to-avoid-bankruptcy/.

022. Evening News: How young people can avoid financial pitfalls. (2018, August 5). WAMN News. Available on: https://youtu.be/RVqaK1vp-tE. Article available on: https://wamnetwork.com.au/news/national-news-australia/bankruptcies-soar-nationally-as-more-youth-families-affected-in-wa/. Opinion article available on: https://wamnetwork.com.au/news/expert-opinion-how-young-people-can-avoid-financial-pitfalls/.

021. Sheppard, B. (2018). Bankruptcy surge hits young families in WA and Queensland hardest. ABC. Available on: https://www.abc.net.au/news/2018-07-31/bankruptcy-australian-suburbs-worst-hit-baldivis/10052194.

020. ABC Radio Perth Breakfast: Bankruptcy research. (2018, July 31). ABC.

019. Mornings with Mike: Personal insurance explained. (2018, July 18). 98fiveFM. Available on: http://audio.98five.com/feeds/98five-20180718144944.mp3.

018. Mornings with Mike: Investment principles – How much is enough? (2018, Jun 20). 98fiveFM. Available on: http://www.egfinancialservices.com.au/index.php/investment-principles-much-enough/.

017. Mornings with Mike: First Home Super Saver Scheme. (2018, May 16). 98fiveFM. Available on: http://audio.98five.com/feeds/98five-20180517100746.mp3.

016. Evening News: Banking Royal Commission. (2018, April 22). WAMN News. Available on: https://www.youtube.com/watch?v=LySADjNHvcA. Article available on: https://wamnetwork.com.au/news/opinion-can-the-big-banks-earn-back-their-trust/.

015. Mornings with Mike: Managing mortgage stress. (2018, April 18). 98fiveFM. Available on: http://www.egfinancialservices.com.au/index.php/managing-mortgage-stress/.

014. Mornings with Mike: Reducing your mortgage. (2018, March 21). 98fiveFM. Available on: http://audio.98five.com/feeds/98five-20180322103537.mp3.

013. Mornings with Mike: Educating kids on budgeting. (2018, February 21). 98fiveFM. Available on: https://98five.com/educating-kids-budgeting/.

012. Evening News: Tax cuts. (2017, October 30). WAMN News. Available on: https://www.youtube.com/watch?v=LySADjNHvcA. Article available on: https://wamnetwork.com.au/news/finance-experts-say-company-tax-cuts-unlikely-increase-economic-growth/.

011. Sheppard, B. (2017). Mortgage stress: Why your ice cream choice could be hurting your home ownership dream. ABC. Available on: http://www.abc.net.au/news/2017-10-23/mortgage-stress-ice-cream-test-families-not-adjusting-post-boom/9070820.

010. ABC Perth 7pm News: Mortgage Stress. (2017, October 23). ABC. Repeated on ABC Sydney 7pm News.

009. Western Perspective: Game of Debt. (2017, October 8). WAMN News. Available on: https://www.youtube.com/watch?v=-S6qxr5VmfA. Article available on: https://wamnetwork.com.au/news/australians-really-mortgage-stressed/.

008. Evening News: Mortgage Nightmare. (2017, October 8). WAMN News. Available on: https://www.youtube.com/watch?v=7jf5tsDtaj4.

007. Is negative gearing right for you? (2017, March 26). The Australian. Available on: http://www.theaustralian.com.au/business/property/is-negative-gearing-right-for-you/news-story/baf4d1350956f29c4dc5f404eb56a185.

006. Goh, E. (2016). Holding on to the family home too long may hold you back through the golden years. The Sunday Times. October. pp. 17.

005. Goh, E. (2016). Perth homeowners should include family’s biggest asset in retirement plans. PerthNow. October. Available on: http://www.perthnow.com.au/news/perth-homeowners-should-include-familys-biggest-asset-in-retirement-plans/news-story/b3dc1374a47bc25377d00e0f5ce9f6a9

004. Goh, E. (2016). Get smart about credit day. Interviewed by Geoffrey Cannon. ABC radio. 29 January.

003. Goh, E. (2016). Recovering from Christmas debt. Interviewed by Jenny Seaton. CurtinFM. 1 February.

002. Goh, E. (2013). Prepare for education upgrade (J. Chunn, interviewer). Australian Financial Review. Available on http://www.afr.com/it-pro/prepare-for-education-upgrade-20131023-jjyfw.

001. Symons C, Almberg L, Goh E. (2012). The Potency of Interdisciplinary Collaboration to Empower Constructive Dissenters. 35th HERDSA Annual International Conference, Hobart, Tasmania, Australia. Available on: http://www.herdsa.org.au/system/files/HERDSA_2012_Symons.pdf

Industry Contribution

2020 – current CFP C Exam Question Selection Panel for Financial Planning Association of Australia (FPA)

  • Review and select new questions for the CFP Certification examination
  • Ensure the robustness of the CFP program

2011 – 2020 Member of Financial Planning Association of Australia (FPA) Professional Designations Committee (National)

  • Maintains the integrity of its Professional Designations, including programs, certification and awarding procedures; and
  • Builds and promotes professional designations that demonstrate the pinnacle professional status of FPA membership

2011 – 2014 Member of FPA Curriculum Working Group for Financial Planning Education Council (National)

  • Drive the development of an Australian Financial Planning University Curriculum based on the FPSB global curriculum;
  • Develop accreditation requirements for the range of “Approved Programs‟;
  • Establish expectations of academic participation in the profession;
  • Channel research activity in Financial Planning;
  • Promote the value of University and Industry partnership in Financial Planning; and
  • Promote the career of Financial Planning to University students

Employment history

  • E G Financial Services Pty Ltd
  • Kairos Finance Pty Ltd
  • Curtin University
  • Sovereign Bridge Capital Group
  • Aspire Wealth Planning
  • Transparence Financial Planning
  • St Andrew’s Wealth Management Ltd
  • Commonwealth Financial Planning